▼ 0.50% · 3.625%
HK$20,999
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,653
−HK$663/mo
Today · 4.125%
HK$22,316
baseline
▲ 0.50% · 4.625%
HK$23,674
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,362
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,988
−HK$636/mo
Today · 4.125%
HK$24,624
baseline
▲ 0.50% · 4.625%
HK$25,922
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,248/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,099
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,818
−HK$730/mo
Today · 4.125%
HK$24,548
baseline
▲ 0.50% · 4.625%
HK$26,042
+HK$1,494/mo
Deposit HK$4.14M · loan HK$5.07M · min. income ≈ HK$49,096/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,387
−HK$699/mo
Today · 4.125%
HK$27,086
baseline
▲ 0.50% · 4.625%
HK$28,514
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.07M · min. income ≈ HK$54,172/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,983
−HK$797/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,409
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,034
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$763/mo
Today · 4.125%
HK$29,549
baseline
▲ 0.50% · 4.625%
HK$31,106
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,098/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$863/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$826/mo
Today · 4.125%
HK$32,011
baseline
▲ 0.50% · 4.625%
HK$33,698
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,022/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$929/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,706
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$889/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,291
+HK$1,818/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,499
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,479
−HK$995/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,511
+HK$2,037/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,982
−HK$954/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$38,883
+HK$1,947/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,599
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,644
−HK$1,062/mo
Today · 4.125%
HK$35,706
baseline
▲ 0.50% · 4.625%
HK$37,879
+HK$2,173/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,412/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,379
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,381
−HK$1,017/mo
Today · 4.125%
HK$39,398
baseline
▲ 0.50% · 4.625%
HK$41,475
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,796/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,699
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$1,128/mo
Today · 4.125%
HK$37,938
baseline
▲ 0.50% · 4.625%
HK$40,246
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,876/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,715
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,780
−HK$1,081/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,799
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,975
−HK$1,194/mo
Today · 4.125%
HK$40,169
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,445/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,338/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,051
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,179
−HK$1,144/mo
Today · 4.125%
HK$44,323
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,646/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,926 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).