▼ 0.50% · 3.625%
HK$21,787
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,465
−HK$688/mo
Today · 4.125%
HK$23,153
baseline
▲ 0.50% · 4.625%
HK$24,562
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,306/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,238
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,888
−HK$659/mo
Today · 4.125%
HK$25,547
baseline
▲ 0.50% · 4.625%
HK$26,894
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,094/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,966
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$758/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,662
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$725/mo
Today · 4.125%
HK$28,102
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,204/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$826/mo
Today · 4.125%
HK$27,784
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,568/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,865
−HK$792/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,323
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$895/mo
Today · 4.125%
HK$30,099
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,832/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,198/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,509
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$857/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$34,962
+HK$1,751/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,502
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,451
−HK$963/mo
Today · 4.125%
HK$32,414
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,828/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,933
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,843
−HK$923/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,697
−HK$1,033/mo
Today · 4.125%
HK$34,730
baseline
▲ 0.50% · 4.625%
HK$36,843
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,460/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$989/mo
Today · 4.125%
HK$38,321
baseline
▲ 0.50% · 4.625%
HK$40,341
+HK$2,020/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,642/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,859
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,943
−HK$1,102/mo
Today · 4.125%
HK$37,045
baseline
▲ 0.50% · 4.625%
HK$39,299
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,090/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,780
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,820
−HK$1,056/mo
Today · 4.125%
HK$40,876
baseline
▲ 0.50% · 4.625%
HK$43,030
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,752/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,038
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,190
−HK$1,170/mo
Today · 4.125%
HK$39,360
baseline
▲ 0.50% · 4.625%
HK$41,755
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,720/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,204
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,309
−HK$1,121/mo
Today · 4.125%
HK$43,430
baseline
▲ 0.50% · 4.625%
HK$45,720
+HK$2,290/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,860/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,217
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,436
−HK$1,240/mo
Today · 4.125%
HK$41,676
baseline
▲ 0.50% · 4.625%
HK$44,212
+HK$2,536/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,352/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,628
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,798
−HK$1,187/mo
Today · 4.125%
HK$45,985
baseline
▲ 0.50% · 4.625%
HK$48,409
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,970/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,461 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).