▼ 0.50% · 3.625%
HK$21,661
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,334
−HK$685/mo
Today · 4.125%
HK$23,019
baseline
▲ 0.50% · 4.625%
HK$24,420
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,038/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$655/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,738
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$753/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,862
+HK$1,541/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,218
−HK$721/mo
Today · 4.125%
HK$27,939
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,473/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,878/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$822/mo
Today · 4.125%
HK$27,623
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,681/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,246/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$787/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$890/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,820/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,326
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,167
−HK$852/mo
Today · 4.125%
HK$33,019
baseline
▲ 0.50% · 4.625%
HK$34,759
+HK$1,740/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$66,038/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,268
−HK$959/mo
Today · 4.125%
HK$32,227
baseline
▲ 0.50% · 4.625%
HK$34,187
+HK$1,960/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,454/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,641
−HK$918/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,433
+HK$1,874/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$1,026/mo
Today · 4.125%
HK$34,528
baseline
▲ 0.50% · 4.625%
HK$36,629
+HK$2,101/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$69,056/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,146
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,115
−HK$984/mo
Today · 4.125%
HK$38,099
baseline
▲ 0.50% · 4.625%
HK$40,107
+HK$2,008/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,198/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,657
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,735
−HK$1,095/mo
Today · 4.125%
HK$36,830
baseline
▲ 0.50% · 4.625%
HK$39,071
+HK$2,241/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,660/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,556
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,590
−HK$1,049/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$42,781
+HK$2,142/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,968
−HK$1,164/mo
Today · 4.125%
HK$39,132
baseline
▲ 0.50% · 4.625%
HK$41,513
+HK$2,381/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$78,264/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,965
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,064
−HK$1,115/mo
Today · 4.125%
HK$43,179
baseline
▲ 0.50% · 4.625%
HK$45,455
+HK$2,276/mo
Deposit HK$1.42M · loan HK$8.07M · min. income ≈ HK$86,358/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,989
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,202
−HK$1,232/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,955
+HK$2,521/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,375
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,538
−HK$1,180/mo
Today · 4.125%
HK$45,718
baseline
▲ 0.50% · 4.625%
HK$48,128
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,436/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$319,922 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).