▼ 0.50% · 3.625%
HK$21,977
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,661
−HK$695/mo
Today · 4.125%
HK$23,356
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,712/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,450
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,105
−HK$666/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,175
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,927
−HK$764/mo
Today · 4.125%
HK$25,691
baseline
▲ 0.50% · 4.625%
HK$27,254
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,382/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,895
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$732/mo
Today · 4.125%
HK$28,348
baseline
▲ 0.50% · 4.625%
HK$29,842
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,696/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,373
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$834/mo
Today · 4.125%
HK$28,027
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,705/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,054/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$799/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,555
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,571
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,459
−HK$903/mo
Today · 4.125%
HK$30,362
baseline
▲ 0.50% · 4.625%
HK$32,210
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,724/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,785
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,637
−HK$865/mo
Today · 4.125%
HK$33,502
baseline
▲ 0.50% · 4.625%
HK$35,268
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$67,004/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,768
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$973/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,687
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,230
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$931/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$37,981
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$1,041/mo
Today · 4.125%
HK$35,033
baseline
▲ 0.50% · 4.625%
HK$37,165
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,066/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,675
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,658
−HK$998/mo
Today · 4.125%
HK$38,656
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,312/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,164
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,258
−HK$1,111/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,643
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,119
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,169
−HK$1,064/mo
Today · 4.125%
HK$41,233
baseline
▲ 0.50% · 4.625%
HK$43,406
+HK$2,173/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,466/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,362
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,524
−HK$1,181/mo
Today · 4.125%
HK$39,705
baseline
▲ 0.50% · 4.625%
HK$42,120
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,410/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,564
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,679
−HK$1,131/mo
Today · 4.125%
HK$43,810
baseline
▲ 0.50% · 4.625%
HK$46,119
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,620/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,559
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,250/mo
Today · 4.125%
HK$42,040
baseline
▲ 0.50% · 4.625%
HK$44,598
+HK$2,558/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$84,080/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,009
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,190
−HK$1,197/mo
Today · 4.125%
HK$46,387
baseline
▲ 0.50% · 4.625%
HK$48,832
+HK$2,445/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$92,774/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).