▼ 0.50% · 3.625%
HK$19,132
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,728
−HK$604/mo
Today · 4.125%
HK$20,332
baseline
▲ 0.50% · 4.625%
HK$21,569
+HK$1,237/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,664/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,285
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$580/mo
Today · 4.125%
HK$22,435
baseline
▲ 0.50% · 4.625%
HK$23,617
+HK$1,182/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,870/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,046
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$665/mo
Today · 4.125%
HK$22,365
baseline
▲ 0.50% · 4.625%
HK$23,726
+HK$1,361/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$44,730/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,413
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$637/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$25,979
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,673
−HK$726/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,484/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,542
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,227
−HK$694/mo
Today · 4.125%
HK$26,921
baseline
▲ 0.50% · 4.625%
HK$28,341
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,842/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,872
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,646
−HK$786/mo
Today · 4.125%
HK$26,432
baseline
▲ 0.50% · 4.625%
HK$28,040
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,864/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,670
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,412
−HK$753/mo
Today · 4.125%
HK$29,165
baseline
▲ 0.50% · 4.625%
HK$30,702
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,330/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,785
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,619
−HK$846/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$30,197
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,798
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,598
−HK$810/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,064
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,699
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,591
−HK$907/mo
Today · 4.125%
HK$30,498
baseline
▲ 0.50% · 4.625%
HK$32,354
+HK$1,856/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,996/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,927
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,783
−HK$869/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,426
+HK$1,774/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$967/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,511
+HK$1,980/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$926/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$1,892/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,525
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$1,028/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,668
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$985/mo
Today · 4.125%
HK$38,139
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,010/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,278/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,438
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,510
−HK$1,088/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,825
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,312
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,340
−HK$1,042/mo
Today · 4.125%
HK$40,382
baseline
▲ 0.50% · 4.625%
HK$42,511
+HK$2,129/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,764/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).