▼ 0.50% · 3.625%
HK$17,438
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,980
−HK$551/mo
Today · 4.125%
HK$18,531
baseline
▲ 0.50% · 4.625%
HK$19,659
+HK$1,128/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,062/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,399
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,920
−HK$527/mo
Today · 4.125%
HK$20,447
baseline
▲ 0.50% · 4.625%
HK$21,525
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,894/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,182
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,778
−HK$606/mo
Today · 4.125%
HK$20,384
baseline
▲ 0.50% · 4.625%
HK$21,625
+HK$1,241/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,339
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,912
−HK$580/mo
Today · 4.125%
HK$22,492
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,186/mo
Deposit HK$3.44M · loan HK$4.21M · min. income ≈ HK$44,984/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$662/mo
Today · 4.125%
HK$22,238
baseline
▲ 0.50% · 4.625%
HK$23,591
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,476/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,279
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,904
−HK$633/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,669
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,374
−HK$717/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,219
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,983
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,413
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,172
−HK$772/mo
Today · 4.125%
HK$25,944
baseline
▲ 0.50% · 4.625%
HK$27,522
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,888/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,159
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,888
−HK$738/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,135
+HK$1,509/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,157
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,970
−HK$827/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,691/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,880
−HK$791/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,288
+HK$1,617/mo
Deposit HK$1.91M · loan HK$5.74M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,901
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$882/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,454
+HK$1,804/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$845/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,724/mo
Deposit HK$1.53M · loan HK$6.12M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$937/mo
Today · 4.125%
HK$31,503
baseline
▲ 0.50% · 4.625%
HK$33,420
+HK$1,917/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,979
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$898/mo
Today · 4.125%
HK$34,761
baseline
▲ 0.50% · 4.625%
HK$36,593
+HK$1,832/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,522/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,388
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,364
−HK$992/mo
Today · 4.125%
HK$33,356
baseline
▲ 0.50% · 4.625%
HK$35,386
+HK$2,030/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,712/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,919
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,855
−HK$950/mo
Today · 4.125%
HK$36,805
baseline
▲ 0.50% · 4.625%
HK$38,746
+HK$1,941/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,610/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,420 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).