▼ 0.50% · 3.625%
HK$20,587
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,228
−HK$650/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,903
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$623/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,413
+HK$1,273/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,646
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,350
−HK$716/mo
Today · 4.125%
HK$24,066
baseline
▲ 0.50% · 4.625%
HK$25,530
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,132/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,193
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,869
−HK$686/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,705
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,473
−HK$781/mo
Today · 4.125%
HK$26,254
baseline
▲ 0.50% · 4.625%
HK$27,851
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,508/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,484
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,221
−HK$748/mo
Today · 4.125%
HK$28,969
baseline
▲ 0.50% · 4.625%
HK$30,496
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,938/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$846/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$30,172
+HK$1,730/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,774
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,573
−HK$810/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$911/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,064
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$873/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,578
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,881
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,841
−HK$976/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,814
+HK$1,997/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,355
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,276
−HK$935/mo
Today · 4.125%
HK$36,211
baseline
▲ 0.50% · 4.625%
HK$38,119
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,422/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,940
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,964
−HK$1,041/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$37,135
+HK$2,130/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,645
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,628
−HK$997/mo
Today · 4.125%
HK$38,625
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,250/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,998
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,087
−HK$1,106/mo
Today · 4.125%
HK$37,193
baseline
▲ 0.50% · 4.625%
HK$39,456
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,386/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,935
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,979
−HK$1,060/mo
Today · 4.125%
HK$41,039
baseline
▲ 0.50% · 4.625%
HK$43,202
+HK$2,163/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,078/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,057
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,171/mo
Today · 4.125%
HK$39,381
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,396/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,762/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,226
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,331
−HK$1,122/mo
Today · 4.125%
HK$43,453
baseline
▲ 0.50% · 4.625%
HK$45,743
+HK$2,290/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,906/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,847 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).