▼ 0.50% · 3.625%
HK$19,156
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,752
−HK$606/mo
Today · 4.125%
HK$20,358
baseline
▲ 0.50% · 4.625%
HK$21,596
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,716/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,311
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,883
−HK$580/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,647
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,072
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,727
−HK$666/mo
Today · 4.125%
HK$22,393
baseline
▲ 0.50% · 4.625%
HK$23,756
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,786/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,442
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,071
−HK$638/mo
Today · 4.125%
HK$24,709
baseline
▲ 0.50% · 4.625%
HK$26,011
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,418/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$726/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$696/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,903
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$787/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,448
−HK$753/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,653
−HK$848/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$812/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,105
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,734
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,628
−HK$908/mo
Today · 4.125%
HK$30,536
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,072/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,967
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,824
−HK$870/mo
Today · 4.125%
HK$33,694
baseline
▲ 0.50% · 4.625%
HK$35,470
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,650
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$969/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$928/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$37,835
+HK$1,895/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$1,029/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$2,106/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$985/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,199
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,481
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,554
−HK$1,090/mo
Today · 4.125%
HK$36,644
baseline
▲ 0.50% · 4.625%
HK$38,873
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,288/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,360
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,389
−HK$1,044/mo
Today · 4.125%
HK$40,433
baseline
▲ 0.50% · 4.625%
HK$42,564
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,866/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).