▼ 0.50% · 3.625%
HK$19,361
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,963
−HK$612/mo
Today · 4.125%
HK$20,575
baseline
▲ 0.50% · 4.625%
HK$21,827
+HK$1,252/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,150/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,539
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,117
−HK$586/mo
Today · 4.125%
HK$22,703
baseline
▲ 0.50% · 4.625%
HK$23,899
+HK$1,196/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,406/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,297
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,960
−HK$673/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$24,010
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,693
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$645/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,233
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,956
−HK$734/mo
Today · 4.125%
HK$24,690
baseline
▲ 0.50% · 4.625%
HK$26,193
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,380/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,847
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,540
−HK$703/mo
Today · 4.125%
HK$27,243
baseline
▲ 0.50% · 4.625%
HK$28,679
+HK$1,436/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,486/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,952
−HK$796/mo
Today · 4.125%
HK$26,748
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,496/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$762/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$856/mo
Today · 4.125%
HK$28,805
baseline
▲ 0.50% · 4.625%
HK$30,558
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,610/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,155
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,963
−HK$821/mo
Today · 4.125%
HK$31,784
baseline
▲ 0.50% · 4.625%
HK$33,459
+HK$1,675/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,568/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,945
−HK$918/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,878/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$879/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,978
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,941
−HK$979/mo
Today · 4.125%
HK$32,920
baseline
▲ 0.50% · 4.625%
HK$34,924
+HK$2,004/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,840/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,463
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,387
−HK$937/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,239
+HK$1,915/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,914
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,938
−HK$1,040/mo
Today · 4.125%
HK$34,978
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$2,128/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,956/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,616
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$997/mo
Today · 4.125%
HK$38,595
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,034/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,190/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,850
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,934
−HK$1,101/mo
Today · 4.125%
HK$37,035
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$2,254/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,070/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,770
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,055/mo
Today · 4.125%
HK$40,865
baseline
▲ 0.50% · 4.625%
HK$43,019
+HK$2,154/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,730/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).