▼ 0.50% · 3.625%
HK$21,782
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,459
−HK$689/mo
Today · 4.125%
HK$23,148
baseline
▲ 0.50% · 4.625%
HK$24,556
+HK$1,408/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,296/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,882
−HK$659/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,960
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$758/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$27,012
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$725/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$826/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,078
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$791/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,265
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$895/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$857/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,495
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$964/mo
Today · 4.125%
HK$32,407
baseline
▲ 0.50% · 4.625%
HK$34,379
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,814/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,925
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$923/mo
Today · 4.125%
HK$35,758
baseline
▲ 0.50% · 4.625%
HK$37,643
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,516/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,673
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,033/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$989/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,331
+HK$2,019/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,851
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,935
−HK$1,101/mo
Today · 4.125%
HK$37,036
baseline
▲ 0.50% · 4.625%
HK$39,290
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,072/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,771
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,811
−HK$1,055/mo
Today · 4.125%
HK$40,866
baseline
▲ 0.50% · 4.625%
HK$43,020
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,732/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,029
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,170/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,702/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,194
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,299
−HK$1,121/mo
Today · 4.125%
HK$43,420
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,840/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,239/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,535/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,788
−HK$1,186/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,398
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).