▼ 0.50% · 3.625%
HK$20,398
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$645/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,692
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$617/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$709/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$679/mo
Today · 4.125%
HK$26,310
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,620/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,477
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$773/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,231
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,961
−HK$741/mo
Today · 4.125%
HK$28,702
baseline
▲ 0.50% · 4.625%
HK$30,215
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,404/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,517
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,342
−HK$838/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,894
+HK$1,714/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,500
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,291
−HK$803/mo
Today · 4.125%
HK$31,094
baseline
▲ 0.50% · 4.625%
HK$32,733
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,188/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$902/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$864/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$967/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,494
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$926/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,636
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$1,032/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$2,110/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,307
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,281
−HK$988/mo
Today · 4.125%
HK$38,269
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,017/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,538/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,755
−HK$1,095/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,611
−HK$1,050/mo
Today · 4.125%
HK$40,661
baseline
▲ 0.50% · 4.625%
HK$42,804
+HK$2,143/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,322/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,858
−HK$1,160/mo
Today · 4.125%
HK$39,018
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,374/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,036/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,846
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,941
−HK$1,112/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,322
+HK$2,269/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,360 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).