▼ 0.50% · 3.625%
HK$21,105
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,761
−HK$667/mo
Today · 4.125%
HK$22,428
baseline
▲ 0.50% · 4.625%
HK$23,793
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,856/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,108
−HK$639/mo
Today · 4.125%
HK$24,747
baseline
▲ 0.50% · 4.625%
HK$26,052
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,494/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$734/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,827
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,519
−HK$703/mo
Today · 4.125%
HK$27,222
baseline
▲ 0.50% · 4.625%
HK$28,657
+HK$1,435/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,444/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$801/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$767/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,436
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,289
−HK$867/mo
Today · 4.125%
HK$29,156
baseline
▲ 0.50% · 4.625%
HK$30,931
+HK$1,775/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,312/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,522
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,341
−HK$830/mo
Today · 4.125%
HK$32,171
baseline
▲ 0.50% · 4.625%
HK$33,867
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,342/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,546
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$933/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$894/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,657
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,642
−HK$1,000/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,689
+HK$2,047/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,218
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,163
−HK$958/mo
Today · 4.125%
HK$37,121
baseline
▲ 0.50% · 4.625%
HK$39,077
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,242/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,767
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$1,067/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$38,068
+HK$2,183/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,566
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,573
−HK$1,022/mo
Today · 4.125%
HK$39,595
baseline
▲ 0.50% · 4.625%
HK$41,683
+HK$2,088/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,190/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,994
−HK$1,134/mo
Today · 4.125%
HK$38,128
baseline
▲ 0.50% · 4.625%
HK$40,448
+HK$2,320/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,256/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,914
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,086/mo
Today · 4.125%
HK$42,070
baseline
▲ 0.50% · 4.625%
HK$44,288
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,140/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,201/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,456/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,150/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,348/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,537 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).