▼ 0.50% · 3.625%
HK$18,691
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,273
−HK$591/mo
Today · 4.125%
HK$19,864
baseline
▲ 0.50% · 4.625%
HK$21,072
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,728/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,794
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,352
−HK$566/mo
Today · 4.125%
HK$21,918
baseline
▲ 0.50% · 4.625%
HK$23,073
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,836/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,561
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,200
−HK$650/mo
Today · 4.125%
HK$21,850
baseline
▲ 0.50% · 4.625%
HK$23,179
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,700/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,874
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$622/mo
Today · 4.125%
HK$24,109
baseline
▲ 0.50% · 4.625%
HK$25,380
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,218/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,430
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,127
−HK$709/mo
Today · 4.125%
HK$23,836
baseline
▲ 0.50% · 4.625%
HK$25,287
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,672/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,953
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,622
−HK$679/mo
Today · 4.125%
HK$26,301
baseline
▲ 0.50% · 4.625%
HK$27,687
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,602/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$768/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,394
+HK$1,571/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,032
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$736/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$29,995
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,168
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,982
−HK$827/mo
Today · 4.125%
HK$27,809
baseline
▲ 0.50% · 4.625%
HK$29,501
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,618/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,112
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,893
−HK$792/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,302
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,909
−HK$886/mo
Today · 4.125%
HK$29,795
baseline
▲ 0.50% · 4.625%
HK$31,608
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,590/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,191
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,028
−HK$848/mo
Today · 4.125%
HK$32,876
baseline
▲ 0.50% · 4.625%
HK$34,609
+HK$1,733/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,752/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,837
−HK$945/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,716
+HK$1,934/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$905/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$36,917
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,776
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,004/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$2,055/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$962/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$1,964/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,645
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$1,064/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,930
+HK$2,175/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,429
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,433
−HK$1,019/mo
Today · 4.125%
HK$39,452
baseline
▲ 0.50% · 4.625%
HK$41,531
+HK$2,079/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,904/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,914 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).