▼ 0.50% · 3.625%
HK$18,632
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,211
−HK$589/mo
Today · 4.125%
HK$19,800
baseline
▲ 0.50% · 4.625%
HK$21,005
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,600/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,728
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,284
−HK$564/mo
Today · 4.125%
HK$21,848
baseline
▲ 0.50% · 4.625%
HK$22,999
+HK$1,151/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,696/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,495
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,133
−HK$647/mo
Today · 4.125%
HK$21,780
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,560/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,801
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,412
−HK$620/mo
Today · 4.125%
HK$24,032
baseline
▲ 0.50% · 4.625%
HK$25,299
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,064/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,358
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,054
−HK$706/mo
Today · 4.125%
HK$23,760
baseline
▲ 0.50% · 4.625%
HK$25,206
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,520/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,873
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$677/mo
Today · 4.125%
HK$26,217
baseline
▲ 0.50% · 4.625%
HK$27,599
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,434/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,221
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$765/mo
Today · 4.125%
HK$25,740
baseline
▲ 0.50% · 4.625%
HK$27,307
+HK$1,567/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,480/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,669
−HK$733/mo
Today · 4.125%
HK$28,402
baseline
▲ 0.50% · 4.625%
HK$29,899
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,804/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,085
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,896
−HK$824/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,019
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,797
−HK$790/mo
Today · 4.125%
HK$30,587
baseline
▲ 0.50% · 4.625%
HK$32,199
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,174/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,817
−HK$883/mo
Today · 4.125%
HK$29,700
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,400/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,925
−HK$846/mo
Today · 4.125%
HK$32,771
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,542/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,811
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,738
−HK$942/mo
Today · 4.125%
HK$31,680
baseline
▲ 0.50% · 4.625%
HK$33,608
+HK$1,928/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,360/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,164
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$902/mo
Today · 4.125%
HK$34,956
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,912/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$1,001/mo
Today · 4.125%
HK$33,660
baseline
▲ 0.50% · 4.625%
HK$35,709
+HK$2,049/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,320/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,237
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,182
−HK$959/mo
Today · 4.125%
HK$37,141
baseline
▲ 0.50% · 4.625%
HK$39,099
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,282/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,581
−HK$1,059/mo
Today · 4.125%
HK$35,640
baseline
▲ 0.50% · 4.625%
HK$37,809
+HK$2,169/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,280/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,310
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,311
−HK$1,015/mo
Today · 4.125%
HK$39,326
baseline
▲ 0.50% · 4.625%
HK$41,399
+HK$2,073/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,652/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).