▼ 0.50% · 3.625%
HK$16,526
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,040
−HK$522/mo
Today · 4.125%
HK$17,562
baseline
▲ 0.50% · 4.625%
HK$18,631
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,124/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,385
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,878
−HK$500/mo
Today · 4.125%
HK$19,378
baseline
▲ 0.50% · 4.625%
HK$20,400
+HK$1,022/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,756/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,179
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,744
−HK$575/mo
Today · 4.125%
HK$19,319
baseline
▲ 0.50% · 4.625%
HK$20,494
+HK$1,175/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,638/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,224
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$550/mo
Today · 4.125%
HK$21,316
baseline
▲ 0.50% · 4.625%
HK$22,440
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,632/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,831
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,448
−HK$627/mo
Today · 4.125%
HK$21,075
baseline
▲ 0.50% · 4.625%
HK$22,357
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,150/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,062
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,654
−HK$600/mo
Today · 4.125%
HK$23,254
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,508/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,484
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,152
−HK$679/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,220
+HK$1,389/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$650/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,520
+HK$1,328/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,856
−HK$731/mo
Today · 4.125%
HK$24,587
baseline
▲ 0.50% · 4.625%
HK$26,083
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,174/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,739
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$701/mo
Today · 4.125%
HK$27,130
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,260/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,789
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,560
−HK$784/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,947
+HK$1,603/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,317
−HK$751/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,532/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,442
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,264
−HK$836/mo
Today · 4.125%
HK$28,100
baseline
▲ 0.50% · 4.625%
HK$29,810
+HK$1,710/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,200/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,416
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$800/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,640
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,010/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,094
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,968
−HK$888/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,673
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,255
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$850/mo
Today · 4.125%
HK$32,943
baseline
▲ 0.50% · 4.625%
HK$34,680
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,886/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$940/mo
Today · 4.125%
HK$31,612
baseline
▲ 0.50% · 4.625%
HK$33,536
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,224/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,093
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,981
−HK$900/mo
Today · 4.125%
HK$34,881
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$1,839/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,762/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).