▼ 0.50% · 3.625%
HK$16,390
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,900
−HK$518/mo
Today · 4.125%
HK$17,418
baseline
▲ 0.50% · 4.625%
HK$18,478
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,836/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,234
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,723
−HK$496/mo
Today · 4.125%
HK$19,219
baseline
▲ 0.50% · 4.625%
HK$20,232
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,438/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,029
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,590
−HK$570/mo
Today · 4.125%
HK$19,160
baseline
▲ 0.50% · 4.625%
HK$20,326
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,057
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,595
−HK$546/mo
Today · 4.125%
HK$21,141
baseline
▲ 0.50% · 4.625%
HK$22,255
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,282/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,668
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,280
−HK$622/mo
Today · 4.125%
HK$20,902
baseline
▲ 0.50% · 4.625%
HK$22,173
+HK$1,271/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,804/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,881
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$595/mo
Today · 4.125%
HK$23,063
baseline
▲ 0.50% · 4.625%
HK$24,279
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,126/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,307
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,970
−HK$673/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$24,021
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,704
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$645/mo
Today · 4.125%
HK$24,985
baseline
▲ 0.50% · 4.625%
HK$26,302
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,970/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,946
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,660
−HK$725/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,869
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,527
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$695/mo
Today · 4.125%
HK$26,907
baseline
▲ 0.50% · 4.625%
HK$28,325
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,814/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,350
−HK$777/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,351
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$745/mo
Today · 4.125%
HK$28,829
baseline
▲ 0.50% · 4.625%
HK$30,348
+HK$1,519/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,658/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$829/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,565
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,957
−HK$793/mo
Today · 4.125%
HK$30,750
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,500/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,863
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,730
−HK$881/mo
Today · 4.125%
HK$29,611
baseline
▲ 0.50% · 4.625%
HK$31,412
+HK$1,801/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,222/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,998
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$843/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,395
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,502
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,420
−HK$932/mo
Today · 4.125%
HK$31,352
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,704/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$893/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$1,824/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).