▼ 0.50% · 3.625%
HK$20,056
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,679
−HK$634/mo
Today · 4.125%
HK$21,313
baseline
▲ 0.50% · 4.625%
HK$22,610
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,626/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,312
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,910
−HK$607/mo
Today · 4.125%
HK$23,517
baseline
▲ 0.50% · 4.625%
HK$24,757
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,034/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,061
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,747
−HK$698/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,871
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$668/mo
Today · 4.125%
HK$25,869
baseline
▲ 0.50% · 4.625%
HK$27,232
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,738/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,815
−HK$761/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$728/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,072
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,883
−HK$824/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,393
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,005
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,783
−HK$789/mo
Today · 4.125%
HK$30,572
baseline
▲ 0.50% · 4.625%
HK$32,184
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,144/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$887/mo
Today · 4.125%
HK$29,838
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,676/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$850/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,083
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,019
−HK$951/mo
Today · 4.125%
HK$31,970
baseline
▲ 0.50% · 4.625%
HK$33,915
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,940/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,467
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$910/mo
Today · 4.125%
HK$35,275
baseline
▲ 0.50% · 4.625%
HK$37,135
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,550/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,087
−HK$1,014/mo
Today · 4.125%
HK$34,101
baseline
▲ 0.50% · 4.625%
HK$36,176
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,202/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,699
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,656
−HK$971/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,611
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,094
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,155
−HK$1,077/mo
Today · 4.125%
HK$36,232
baseline
▲ 0.50% · 4.625%
HK$38,437
+HK$2,205/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,464/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,947
−HK$1,032/mo
Today · 4.125%
HK$39,979
baseline
▲ 0.50% · 4.625%
HK$42,086
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,958/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,100
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,223
−HK$1,141/mo
Today · 4.125%
HK$38,364
baseline
▲ 0.50% · 4.625%
HK$40,698
+HK$2,334/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,728/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,161
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,238
−HK$1,093/mo
Today · 4.125%
HK$42,331
baseline
▲ 0.50% · 4.625%
HK$44,562
+HK$2,231/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,662/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).