▼ 0.50% · 3.625%
HK$20,780
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,426
−HK$657/mo
Today · 4.125%
HK$22,083
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,343/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,166/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,117
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,737
−HK$629/mo
Today · 4.125%
HK$24,366
baseline
▲ 0.50% · 4.625%
HK$25,650
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,732/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$723/mo
Today · 4.125%
HK$24,291
baseline
▲ 0.50% · 4.625%
HK$25,769
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,582/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,429
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,111
−HK$692/mo
Today · 4.125%
HK$26,803
baseline
▲ 0.50% · 4.625%
HK$28,215
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,606/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$788/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,740
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$755/mo
Today · 4.125%
HK$29,239
baseline
▲ 0.50% · 4.625%
HK$30,780
+HK$1,541/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,478/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,854
−HK$853/mo
Today · 4.125%
HK$28,707
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,747/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,414/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,052
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$818/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,345
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,091
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$920/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,364
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,232
−HK$880/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,169
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,139
−HK$985/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$35,139
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$944/mo
Today · 4.125%
HK$36,549
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,098/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,281
−HK$1,051/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,007/mo
Today · 4.125%
HK$38,986
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,972/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,325
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$1,116/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,825
+HK$2,285/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,299
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,069/mo
Today · 4.125%
HK$41,422
baseline
▲ 0.50% · 4.625%
HK$43,606
+HK$2,184/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,844/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,567
−HK$1,182/mo
Today · 4.125%
HK$39,749
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,498/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,611
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,727
−HK$1,132/mo
Today · 4.125%
HK$43,859
baseline
▲ 0.50% · 4.625%
HK$46,171
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,718/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).