▼ 0.50% · 3.625%
HK$19,050
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,642
−HK$602/mo
Today · 4.125%
HK$20,244
baseline
▲ 0.50% · 4.625%
HK$21,476
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,488/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,193
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,761
−HK$577/mo
Today · 4.125%
HK$22,338
baseline
▲ 0.50% · 4.625%
HK$23,515
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,676/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,955
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,607
−HK$662/mo
Today · 4.125%
HK$22,269
baseline
▲ 0.50% · 4.625%
HK$23,624
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,538/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,312
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$635/mo
Today · 4.125%
HK$24,572
baseline
▲ 0.50% · 4.625%
HK$25,867
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,144/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,860
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,571
−HK$722/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,772
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,431
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$692/mo
Today · 4.125%
HK$26,805
baseline
▲ 0.50% · 4.625%
HK$28,218
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,610/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,765
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,535
−HK$783/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,919
+HK$1,601/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,551
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,289
−HK$750/mo
Today · 4.125%
HK$29,039
baseline
▲ 0.50% · 4.625%
HK$30,570
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,078/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,670
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$843/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$807/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,648/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,575
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,464
−HK$903/mo
Today · 4.125%
HK$30,367
baseline
▲ 0.50% · 4.625%
HK$32,214
+HK$1,847/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,734/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,789
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,642
−HK$865/mo
Today · 4.125%
HK$33,507
baseline
▲ 0.50% · 4.625%
HK$35,273
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,014/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,480
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,428
−HK$963/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,362
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,908
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,818
−HK$922/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,624
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,385
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$1,024/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,510
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,832/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,028
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,994
−HK$980/mo
Today · 4.125%
HK$37,974
baseline
▲ 0.50% · 4.625%
HK$39,976
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,948/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$1,084/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$2,217/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,147
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,038/mo
Today · 4.125%
HK$40,208
baseline
▲ 0.50% · 4.625%
HK$42,327
+HK$2,119/mo
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$80,416/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,628 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).