▼ 0.50% · 3.625%
HK$21,171
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$669/mo
Today · 4.125%
HK$22,498
baseline
▲ 0.50% · 4.625%
HK$23,867
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,996/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,552
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$641/mo
Today · 4.125%
HK$24,825
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,650/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,012
−HK$736/mo
Today · 4.125%
HK$24,748
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,496/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,907
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,602
−HK$705/mo
Today · 4.125%
HK$27,307
baseline
▲ 0.50% · 4.625%
HK$28,746
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,614/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,405
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,195
−HK$803/mo
Today · 4.125%
HK$26,998
baseline
▲ 0.50% · 4.625%
HK$28,641
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,996/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,263
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$768/mo
Today · 4.125%
HK$29,789
baseline
▲ 0.50% · 4.625%
HK$31,360
+HK$1,571/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,578/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,378
−HK$870/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$31,027
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,618
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,439
−HK$833/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$33,973
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,639
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,561
−HK$937/mo
Today · 4.125%
HK$31,498
baseline
▲ 0.50% · 4.625%
HK$33,414
+HK$1,916/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,973
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,857
−HK$897/mo
Today · 4.125%
HK$34,754
baseline
▲ 0.50% · 4.625%
HK$36,586
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,508/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,756
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$1,003/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,801
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,328
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,276
−HK$961/mo
Today · 4.125%
HK$37,237
baseline
▲ 0.50% · 4.625%
HK$39,200
+HK$1,963/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,474/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,873
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$1,070/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$2,190/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,694
−HK$1,025/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$41,813
+HK$2,094/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,990
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$1,137/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,574
+HK$2,327/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,039
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,090/mo
Today · 4.125%
HK$42,202
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,224/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,404/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,292
−HK$1,205/mo
Today · 4.125%
HK$40,497
baseline
▲ 0.50% · 4.625%
HK$42,961
+HK$2,464/mo
Deposit HK$928K · loan HK$8.36M · min. income ≈ HK$80,994/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,394
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,531
−HK$1,153/mo
Today · 4.125%
HK$44,684
baseline
▲ 0.50% · 4.625%
HK$47,040
+HK$2,356/mo
Deposit HK$928K · loan HK$8.36M · min. income ≈ HK$89,368/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).