▼ 0.50% · 3.625%
HK$21,611
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$683/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$654/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,772
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$751/mo
Today · 4.125%
HK$25,263
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,537/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,526/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,446
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$719/mo
Today · 4.125%
HK$27,875
baseline
▲ 0.50% · 4.625%
HK$29,344
+HK$1,469/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,750/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,740
−HK$819/mo
Today · 4.125%
HK$27,559
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,118/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,850
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,624
−HK$785/mo
Today · 4.125%
HK$30,409
baseline
▲ 0.50% · 4.625%
HK$32,012
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,818/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,094
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,968
−HK$888/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,673
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,255
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$850/mo
Today · 4.125%
HK$32,943
baseline
▲ 0.50% · 4.625%
HK$34,680
+HK$1,737/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,886/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$956/mo
Today · 4.125%
HK$32,153
baseline
▲ 0.50% · 4.625%
HK$34,109
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,306/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,659
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,562
−HK$915/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,347
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,417
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$1,024/mo
Today · 4.125%
HK$34,449
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,898/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,030
−HK$981/mo
Today · 4.125%
HK$38,011
baseline
▲ 0.50% · 4.625%
HK$40,015
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,022/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,578
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$1,093/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,982
+HK$2,236/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,467
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,499
−HK$1,047/mo
Today · 4.125%
HK$40,546
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,137/mo
Deposit HK$1.90M · loan HK$7.58M · min. income ≈ HK$81,092/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,739
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,882
−HK$1,161/mo
Today · 4.125%
HK$39,043
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,375/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,086/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,968
−HK$1,112/mo
Today · 4.125%
HK$43,080
baseline
▲ 0.50% · 4.625%
HK$45,350
+HK$2,270/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,160/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,900
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,110
−HK$1,229/mo
Today · 4.125%
HK$41,339
baseline
▲ 0.50% · 4.625%
HK$43,855
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,678/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,276
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,436
−HK$1,178/mo
Today · 4.125%
HK$45,614
baseline
▲ 0.50% · 4.625%
HK$48,018
+HK$2,404/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,228/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).