▼ 0.50% · 3.625%
HK$17,167
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,701
−HK$543/mo
Today · 4.125%
HK$18,244
baseline
▲ 0.50% · 4.625%
HK$19,354
+HK$1,110/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,488/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,098
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,610
−HK$520/mo
Today · 4.125%
HK$20,130
baseline
▲ 0.50% · 4.625%
HK$21,191
+HK$1,061/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,260/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,884
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$597/mo
Today · 4.125%
HK$20,068
baseline
▲ 0.50% · 4.625%
HK$21,289
+HK$1,221/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,136/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,008
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$572/mo
Today · 4.125%
HK$22,143
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,167/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,286/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,600
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,241
−HK$651/mo
Today · 4.125%
HK$21,892
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,332/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,784/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,918
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$624/mo
Today · 4.125%
HK$24,156
baseline
▲ 0.50% · 4.625%
HK$25,429
+HK$1,273/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,312/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,011
−HK$706/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,443/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,493
−HK$676/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,548
+HK$1,379/mo
Deposit HK$2.63M · loan HK$4.89M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,034
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$760/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,554/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,454
−HK$728/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,667
+HK$1,485/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,552
−HK$813/mo
Today · 4.125%
HK$27,365
baseline
▲ 0.50% · 4.625%
HK$29,030
+HK$1,665/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,730/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,647
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$779/mo
Today · 4.125%
HK$30,195
baseline
▲ 0.50% · 4.625%
HK$31,787
+HK$1,592/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,390/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,467
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,322
−HK$868/mo
Today · 4.125%
HK$29,190
baseline
▲ 0.50% · 4.625%
HK$30,966
+HK$1,776/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$58,380/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,557
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,377
−HK$831/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$33,906
+HK$1,698/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,184
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,092
−HK$922/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,887/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,467
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,338
−HK$883/mo
Today · 4.125%
HK$34,221
baseline
▲ 0.50% · 4.625%
HK$36,025
+HK$1,804/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,442/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,901
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,862
−HK$976/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,837
+HK$1,999/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,377
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,299
−HK$935/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$1,910/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,857 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).