▼ 0.50% · 3.625%
HK$21,982
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,666
−HK$694/mo
Today · 4.125%
HK$23,360
baseline
▲ 0.50% · 4.625%
HK$24,782
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,720/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,455
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$665/mo
Today · 4.125%
HK$25,776
baseline
▲ 0.50% · 4.625%
HK$27,135
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,552/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$764/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$731/mo
Today · 4.125%
HK$28,353
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,706/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,378
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,199
−HK$833/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,738
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,133
−HK$798/mo
Today · 4.125%
HK$30,931
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,630/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,862/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,465
−HK$903/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,791
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$865/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.27M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,775
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,732
−HK$973/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,695
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,237
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,155
−HK$931/mo
Today · 4.125%
HK$36,086
baseline
▲ 0.50% · 4.625%
HK$37,988
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,172/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,973
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,999
−HK$1,042/mo
Today · 4.125%
HK$35,041
baseline
▲ 0.50% · 4.625%
HK$37,173
+HK$2,132/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,082/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,682
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,666
−HK$998/mo
Today · 4.125%
HK$38,664
baseline
▲ 0.50% · 4.625%
HK$40,702
+HK$2,038/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,328/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$1,112/mo
Today · 4.125%
HK$37,377
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,754/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,127
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,177
−HK$1,064/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,415
+HK$2,174/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,369
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,532
−HK$1,181/mo
Today · 4.125%
HK$39,713
baseline
▲ 0.50% · 4.625%
HK$42,129
+HK$2,416/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,426/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,573
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,688
−HK$1,131/mo
Today · 4.125%
HK$43,819
baseline
▲ 0.50% · 4.625%
HK$46,129
+HK$2,310/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,638/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,798
−HK$1,251/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,607
+HK$2,558/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,018
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,199
−HK$1,198/mo
Today · 4.125%
HK$46,397
baseline
▲ 0.50% · 4.625%
HK$48,842
+HK$2,445/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,794/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).