▼ 0.50% · 3.625%
HK$22,105
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$698/mo
Today · 4.125%
HK$23,491
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,251
−HK$669/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,287
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,316
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,072
−HK$769/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,413
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,051
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,776
−HK$736/mo
Today · 4.125%
HK$28,512
baseline
▲ 0.50% · 4.625%
HK$30,015
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,024/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,526
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,351
−HK$839/mo
Today · 4.125%
HK$28,190
baseline
▲ 0.50% · 4.625%
HK$29,905
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,380/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$802/mo
Today · 4.125%
HK$31,104
baseline
▲ 0.50% · 4.625%
HK$32,744
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,208/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$908/mo
Today · 4.125%
HK$30,539
baseline
▲ 0.50% · 4.625%
HK$32,397
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,078/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,969
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$870/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,473
+HK$1,776/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,910
−HK$978/mo
Today · 4.125%
HK$32,888
baseline
▲ 0.50% · 4.625%
HK$34,889
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,776/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,429
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,352
−HK$937/mo
Today · 4.125%
HK$36,289
baseline
▲ 0.50% · 4.625%
HK$38,201
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,578/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,158
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,189
−HK$1,048/mo
Today · 4.125%
HK$35,237
baseline
▲ 0.50% · 4.625%
HK$37,381
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,474/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,888
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,877
−HK$1,004/mo
Today · 4.125%
HK$38,881
baseline
▲ 0.50% · 4.625%
HK$40,930
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,762/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,368
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,468
−HK$1,118/mo
Today · 4.125%
HK$37,586
baseline
▲ 0.50% · 4.625%
HK$39,873
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,172/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,402
−HK$1,071/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,579
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,748
−HK$1,187/mo
Today · 4.125%
HK$39,935
baseline
▲ 0.50% · 4.625%
HK$42,365
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,870/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,806
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,927
−HK$1,138/mo
Today · 4.125%
HK$44,065
baseline
▲ 0.50% · 4.625%
HK$46,387
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,130/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,789
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,027
−HK$1,257/mo
Today · 4.125%
HK$42,284
baseline
▲ 0.50% · 4.625%
HK$44,857
+HK$2,573/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,568/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,265
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,452
−HK$1,205/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,116
+HK$2,459/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,417 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).