▼ 0.50% · 3.625%
HK$19,829
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,446
−HK$627/mo
Today · 4.125%
HK$21,073
baseline
▲ 0.50% · 4.625%
HK$22,355
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,146/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,060
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$600/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,226/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,812
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,490
−HK$690/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,360/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,266
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$661/mo
Today · 4.125%
HK$25,577
baseline
▲ 0.50% · 4.625%
HK$26,925
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,154/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$752/mo
Today · 4.125%
HK$25,287
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,539/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,574/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$720/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,373
+HK$1,471/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,580
−HK$814/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$29,061
+HK$1,667/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,678
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$780/mo
Today · 4.125%
HK$30,227
baseline
▲ 0.50% · 4.625%
HK$31,820
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,454/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,761
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,624
−HK$878/mo
Today · 4.125%
HK$29,502
baseline
▲ 0.50% · 4.625%
HK$31,297
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,004/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,884
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$840/mo
Today · 4.125%
HK$32,552
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,104/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,744
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,669
−HK$940/mo
Today · 4.125%
HK$31,609
baseline
▲ 0.50% · 4.625%
HK$33,532
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,218/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,090
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$900/mo
Today · 4.125%
HK$34,877
baseline
▲ 0.50% · 4.625%
HK$36,716
+HK$1,839/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,754/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,727
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,003/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,768
+HK$2,052/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$960/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,163
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,709
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,758
−HK$1,065/mo
Today · 4.125%
HK$35,823
baseline
▲ 0.50% · 4.625%
HK$38,003
+HK$2,180/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,646/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,501
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,507
−HK$1,021/mo
Today · 4.125%
HK$39,528
baseline
▲ 0.50% · 4.625%
HK$41,611
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,056/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,692
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,803
−HK$1,128/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$40,239
+HK$2,308/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,707
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,081/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,059
+HK$2,206/mo
Deposit HK$870K · loan HK$7.83M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).