▼ 0.50% · 3.625%
HK$4,300
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$136/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$278/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$131/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$265/mo
Deposit HK$943K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$149/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$306/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$143/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$292/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,321
−HK$163/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,818
+HK$334/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,741
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,895
−HK$156/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$319/mo
Deposit HK$754K · loan HK$1.13M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$177/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$362/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$169/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$346/mo
Deposit HK$660K · loan HK$1.23M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$190/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$389/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$183/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$372/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$204/mo
Today · 4.125%
HK$6,855
baseline
▲ 0.50% · 4.625%
HK$7,272
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,710/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,176
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,369
−HK$195/mo
Today · 4.125%
HK$7,564
baseline
▲ 0.50% · 4.625%
HK$7,963
+HK$399/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,128/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,881
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$217/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$445/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,655
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,860
−HK$208/mo
Today · 4.125%
HK$8,068
baseline
▲ 0.50% · 4.625%
HK$8,493
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,136/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,311
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,538
−HK$231/mo
Today · 4.125%
HK$7,769
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$473/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,538/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,133
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,351
−HK$221/mo
Today · 4.125%
HK$8,572
baseline
▲ 0.50% · 4.625%
HK$9,024
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,144/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,981
−HK$245/mo
Today · 4.125%
HK$8,226
baseline
▲ 0.50% · 4.625%
HK$8,727
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,452/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,611
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,842
−HK$235/mo
Today · 4.125%
HK$9,077
baseline
▲ 0.50% · 4.625%
HK$9,555
+HK$478/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,154/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).