▼ 0.50% · 3.625%
HK$4,075
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,201
−HK$129/mo
Today · 4.125%
HK$4,330
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$264/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,660/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$123/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$141/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$290/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$136/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$154/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$316/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$302/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$167/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$343/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$160/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$328/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$180/mo
Today · 4.125%
HK$6,062
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,124/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$173/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$353/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,302
−HK$193/mo
Today · 4.125%
HK$6,495
baseline
▲ 0.50% · 4.625%
HK$6,890
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,990/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$185/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,545
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$422/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$198/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,048
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$219/mo
Today · 4.125%
HK$7,361
baseline
▲ 0.50% · 4.625%
HK$7,809
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,722/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,706
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,913
−HK$209/mo
Today · 4.125%
HK$8,122
baseline
▲ 0.50% · 4.625%
HK$8,551
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,244/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,334
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$231/mo
Today · 4.125%
HK$7,794
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,588/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,159
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,378
−HK$222/mo
Today · 4.125%
HK$8,600
baseline
▲ 0.50% · 4.625%
HK$9,054
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,200/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).