▼ 0.50% · 3.625%
HK$4,585
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$145/mo
Today · 4.125%
HK$4,873
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$296/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,746/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$138/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$284/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$160/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$326/mo
Deposit HK$905K · loan HK$1.11M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,611
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$153/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$312/mo
Deposit HK$905K · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$174/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$356/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$167/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,792
+HK$340/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,146
−HK$188/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$386/mo
Deposit HK$704K · loan HK$1.31M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$180/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$369/mo
Deposit HK$704K · loan HK$1.31M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$203/mo
Today · 4.125%
HK$6,822
baseline
▲ 0.50% · 4.625%
HK$7,237
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,644/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,141
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,333
−HK$194/mo
Today · 4.125%
HK$7,527
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,054/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,878
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,092
−HK$217/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$445/mo
Deposit HK$503K · loan HK$1.51M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,651
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,857
−HK$208/mo
Today · 4.125%
HK$8,065
baseline
▲ 0.50% · 4.625%
HK$8,490
+HK$425/mo
Deposit HK$503K · loan HK$1.51M · min. income ≈ HK$16,130/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,336
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$232/mo
Today · 4.125%
HK$7,796
baseline
▲ 0.50% · 4.625%
HK$8,271
+HK$475/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,592/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,161
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,380
−HK$222/mo
Today · 4.125%
HK$8,602
baseline
▲ 0.50% · 4.625%
HK$9,056
+HK$454/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,204/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,795
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,037
−HK$246/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$504/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,671
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,904
−HK$236/mo
Today · 4.125%
HK$9,140
baseline
▲ 0.50% · 4.625%
HK$9,622
+HK$482/mo
Deposit HK$302K · loan HK$1.71M · min. income ≈ HK$18,280/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,253
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,510
−HK$261/mo
Today · 4.125%
HK$8,771
baseline
▲ 0.50% · 4.625%
HK$9,304
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,542/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,182
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,428
−HK$250/mo
Today · 4.125%
HK$9,678
baseline
▲ 0.50% · 4.625%
HK$10,188
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,356/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).