▼ 0.50% · 3.625%
HK$4,523
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$143/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,099
+HK$293/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$137/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$280/mo
Deposit HK$992K · loan HK$992K · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$321/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$150/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$308/mo
Deposit HK$893K · loan HK$1.09M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$171/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$351/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$165/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$335/mo
Deposit HK$793K · loan HK$1.19M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$186/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$380/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$178/mo
Today · 4.125%
HK$6,894
baseline
▲ 0.50% · 4.625%
HK$7,257
+HK$363/mo
Deposit HK$694K · loan HK$1.29M · min. income ≈ HK$13,788/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$200/mo
Today · 4.125%
HK$6,729
baseline
▲ 0.50% · 4.625%
HK$7,138
+HK$409/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$13,458/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,044
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,233
−HK$191/mo
Today · 4.125%
HK$7,424
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$392/mo
Deposit HK$595K · loan HK$1.39M · min. income ≈ HK$14,848/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$214/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$439/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,749
−HK$206/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$419/mo
Deposit HK$496K · loan HK$1.49M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$229/mo
Today · 4.125%
HK$7,690
baseline
▲ 0.50% · 4.625%
HK$8,158
+HK$468/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$15,380/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,050
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,266
−HK$219/mo
Today · 4.125%
HK$8,485
baseline
▲ 0.50% · 4.625%
HK$8,932
+HK$447/mo
Deposit HK$397K · loan HK$1.59M · min. income ≈ HK$16,970/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,688
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,928
−HK$242/mo
Today · 4.125%
HK$8,170
baseline
▲ 0.50% · 4.625%
HK$8,668
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,340/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,553
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,783
−HK$232/mo
Today · 4.125%
HK$9,015
baseline
▲ 0.50% · 4.625%
HK$9,491
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,030/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,141
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,394
−HK$257/mo
Today · 4.125%
HK$8,651
baseline
▲ 0.50% · 4.625%
HK$9,177
+HK$526/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$17,302/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,056
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,299
−HK$247/mo
Today · 4.125%
HK$9,546
baseline
▲ 0.50% · 4.625%
HK$10,049
+HK$503/mo
Deposit HK$198K · loan HK$1.79M · min. income ≈ HK$19,092/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).