▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$140/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$314/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$175/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$359/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$168/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,868
−HK$182/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,475
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$204/mo
Today · 4.125%
HK$6,881
baseline
▲ 0.50% · 4.625%
HK$7,300
+HK$419/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,762/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,397
−HK$196/mo
Today · 4.125%
HK$7,593
baseline
▲ 0.50% · 4.625%
HK$7,993
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,186/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,153
−HK$220/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,925
−HK$210/mo
Today · 4.125%
HK$8,135
baseline
▲ 0.50% · 4.625%
HK$8,564
+HK$429/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,270/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,400
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,630
−HK$234/mo
Today · 4.125%
HK$7,864
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$479/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$15,728/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,233
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,453
−HK$224/mo
Today · 4.125%
HK$8,677
baseline
▲ 0.50% · 4.625%
HK$9,135
+HK$458/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$17,354/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$249/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,747
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,982
−HK$238/mo
Today · 4.125%
HK$9,220
baseline
▲ 0.50% · 4.625%
HK$9,706
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,440/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,325
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,584
−HK$263/mo
Today · 4.125%
HK$8,847
baseline
▲ 0.50% · 4.625%
HK$9,386
+HK$539/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,694/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,262
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,510
−HK$252/mo
Today · 4.125%
HK$9,762
baseline
▲ 0.50% · 4.625%
HK$10,277
+HK$515/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,524/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).