▼ 0.50% · 3.625%
HK$19,399
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,003
−HK$613/mo
Today · 4.125%
HK$20,616
baseline
▲ 0.50% · 4.625%
HK$21,870
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,232/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,581
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,160
−HK$587/mo
Today · 4.125%
HK$22,747
baseline
▲ 0.50% · 4.625%
HK$23,946
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,494/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,339
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$674/mo
Today · 4.125%
HK$22,677
baseline
▲ 0.50% · 4.625%
HK$24,057
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,354/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,376
−HK$646/mo
Today · 4.125%
HK$25,022
baseline
▲ 0.50% · 4.625%
HK$26,341
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,044/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,279
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,003
−HK$736/mo
Today · 4.125%
HK$24,739
baseline
▲ 0.50% · 4.625%
HK$26,244
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,478/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,898
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,592
−HK$705/mo
Today · 4.125%
HK$27,297
baseline
▲ 0.50% · 4.625%
HK$28,736
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,594/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,219
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,003
−HK$797/mo
Today · 4.125%
HK$26,800
baseline
▲ 0.50% · 4.625%
HK$28,431
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,600/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,056
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,808
−HK$763/mo
Today · 4.125%
HK$29,571
baseline
▲ 0.50% · 4.625%
HK$31,130
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,159
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$858/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,214
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$822/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,525
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$30,004
−HK$919/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,805
+HK$1,882/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,372
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,240
−HK$881/mo
Today · 4.125%
HK$34,121
baseline
▲ 0.50% · 4.625%
HK$35,919
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,242/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,004
−HK$981/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,992
+HK$2,007/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,530
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,456
−HK$940/mo
Today · 4.125%
HK$36,396
baseline
▲ 0.50% · 4.625%
HK$38,314
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,792/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,004
−HK$1,043/mo
Today · 4.125%
HK$35,047
baseline
▲ 0.50% · 4.625%
HK$37,179
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,094/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,688
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,672
−HK$998/mo
Today · 4.125%
HK$38,670
baseline
▲ 0.50% · 4.625%
HK$40,709
+HK$2,039/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,340/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,918
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$1,103/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,366
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,846
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,888
−HK$1,057/mo
Today · 4.125%
HK$40,945
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,890/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,223 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).