▼ 0.50% · 3.625%
HK$19,653
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,264
−HK$621/mo
Today · 4.125%
HK$20,885
baseline
▲ 0.50% · 4.625%
HK$22,156
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,770/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,864
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,450
−HK$595/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,260
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,618
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$654/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,584
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$745/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,587
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,940
−HK$714/mo
Today · 4.125%
HK$27,654
baseline
▲ 0.50% · 4.625%
HK$29,112
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,308/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,549
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,344
−HK$807/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,803
+HK$1,652/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,423
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,185
−HK$773/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,538
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,514
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$870/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$31,019
+HK$1,779/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,430
−HK$833/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$33,964
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$932/mo
Today · 4.125%
HK$31,328
baseline
▲ 0.50% · 4.625%
HK$33,234
+HK$1,906/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,656/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,796
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,675
−HK$892/mo
Today · 4.125%
HK$34,567
baseline
▲ 0.50% · 4.625%
HK$36,390
+HK$1,823/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,134/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,445
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,423
−HK$994/mo
Today · 4.125%
HK$33,417
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$2,033/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,834/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$952/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$1,944/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,410
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,449
−HK$1,056/mo
Today · 4.125%
HK$35,505
baseline
▲ 0.50% · 4.625%
HK$37,666
+HK$2,161/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,010/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,168
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,165
−HK$1,011/mo
Today · 4.125%
HK$39,176
baseline
▲ 0.50% · 4.625%
HK$41,241
+HK$2,065/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,352/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,375
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$1,118/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,881
+HK$2,287/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,355
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,410
−HK$1,071/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$43,667
+HK$2,186/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).