▼ 0.50% · 3.625%
HK$18,354
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,925
−HK$580/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,692
+HK$1,187/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,419
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,967
−HK$555/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,657
+HK$1,135/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,190
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,818
−HK$638/mo
Today · 4.125%
HK$21,456
baseline
▲ 0.50% · 4.625%
HK$22,761
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,912/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,461
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,063
−HK$612/mo
Today · 4.125%
HK$23,675
baseline
▲ 0.50% · 4.625%
HK$24,922
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,350/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$696/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,831
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$667/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$754/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,900
+HK$1,543/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,545
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$722/mo
Today · 4.125%
HK$27,979
baseline
▲ 0.50% · 4.625%
HK$29,454
+HK$1,475/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,958/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,696
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,495
−HK$813/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,587
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$778/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,719
+HK$1,588/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,532
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$870/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$31,038
+HK$1,780/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,629
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$833/mo
Today · 4.125%
HK$32,283
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,702/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,566/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,367
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,281
−HK$928/mo
Today · 4.125%
HK$31,209
baseline
▲ 0.50% · 4.625%
HK$33,108
+HK$1,899/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,418/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,671
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,547
−HK$889/mo
Today · 4.125%
HK$34,436
baseline
▲ 0.50% · 4.625%
HK$36,251
+HK$1,815/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,872/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,203
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,173
−HK$986/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$35,177
+HK$2,018/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,713
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,643
−HK$945/mo
Today · 4.125%
HK$36,588
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$1,929/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,176/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,038
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,066
−HK$1,044/mo
Today · 4.125%
HK$35,110
baseline
▲ 0.50% · 4.625%
HK$37,246
+HK$2,136/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,220/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,740
−HK$1,000/mo
Today · 4.125%
HK$38,740
baseline
▲ 0.50% · 4.625%
HK$40,782
+HK$2,042/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,480/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,479 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).