▼ 0.50% · 3.625%
HK$21,528
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,197
−HK$681/mo
Today · 4.125%
HK$22,878
baseline
▲ 0.50% · 4.625%
HK$24,270
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,756/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,949
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$651/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,680
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,417
−HK$748/mo
Today · 4.125%
HK$25,165
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,330/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,344
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$717/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,231
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$816/mo
Today · 4.125%
HK$27,453
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,906/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,739
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,510
−HK$782/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,986
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$885/mo
Today · 4.125%
HK$29,741
baseline
▲ 0.50% · 4.625%
HK$31,551
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,482/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,134
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$847/mo
Today · 4.125%
HK$32,816
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,632/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,139
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$953/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,978
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,529
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$913/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,291
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,296
−HK$1,020/mo
Today · 4.125%
HK$34,316
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$2,089/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,632/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,887
−HK$978/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$1,088/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$2,228/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,319
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,042/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,597
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,735
−HK$1,157/mo
Today · 4.125%
HK$38,892
baseline
▲ 0.50% · 4.625%
HK$41,258
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,784/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,714
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,806
−HK$1,107/mo
Today · 4.125%
HK$42,913
baseline
▲ 0.50% · 4.625%
HK$45,175
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,826/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,225/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,505/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,109
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,173/mo
Today · 4.125%
HK$45,438
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,876/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,090 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).