▼ 0.50% · 3.625%
HK$18,862
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,449
−HK$596/mo
Today · 4.125%
HK$20,045
baseline
▲ 0.50% · 4.625%
HK$21,265
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,090/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,984
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,547
−HK$571/mo
Today · 4.125%
HK$22,118
baseline
▲ 0.50% · 4.625%
HK$23,284
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,236/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,749
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,394
−HK$656/mo
Today · 4.125%
HK$22,050
baseline
▲ 0.50% · 4.625%
HK$23,391
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,100/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,083
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$628/mo
Today · 4.125%
HK$24,330
baseline
▲ 0.50% · 4.625%
HK$25,612
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,660/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,635
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,339
−HK$715/mo
Today · 4.125%
HK$24,054
baseline
▲ 0.50% · 4.625%
HK$25,518
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,108/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,181
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$685/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$27,940
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,521
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,284
−HK$775/mo
Today · 4.125%
HK$26,059
baseline
▲ 0.50% · 4.625%
HK$27,644
+HK$1,585/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,118/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,279
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,011
−HK$742/mo
Today · 4.125%
HK$28,753
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,516/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,506/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,407
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,229
−HK$834/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,708/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,378
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,166
−HK$799/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,293
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$894/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,897
+HK$1,829/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,476
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,320
−HK$857/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$1,748/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,180
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$954/mo
Today · 4.125%
HK$32,072
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,952/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,144/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,575
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,475
−HK$913/mo
Today · 4.125%
HK$35,388
baseline
▲ 0.50% · 4.625%
HK$37,254
+HK$1,866/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,776/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,066
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,063
−HK$1,014/mo
Today · 4.125%
HK$34,077
baseline
▲ 0.50% · 4.625%
HK$36,150
+HK$2,073/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,154/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,673
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,630
−HK$970/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,582
+HK$1,982/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,952
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$1,073/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$38,277
+HK$2,196/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,771
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,028/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,099/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,160 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).