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Home Central and Western District Po Garden

20/F B

in Po Garden

Central and Western District · Hong Kong Island

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Floor
5/F A 1,943 ft² 5/F B 1,940 ft² 6/F A 1,943 ft² 6/F B 1,940 ft² 6/F C 1,942 ft² 7/F A 1,943 ft² 7/F B 1,940 ft² 7/F C 1,942 ft² 8/F A 1,943 ft² 8/F B 1,940 ft² 8/F C 1,942 ft² 9/F B 1,940 ft² 9/F C 1,942 ft² 10/F B 1,940 ft² 10/F C 1,942 ft² 11/F A 1,943 ft² 11/F B 1,940 ft² 11/F C 1,942 ft² 12/F A 1,943 ft² 12/F C 1,942 ft² 13/F A 1,943 ft² 13/F B 1,940 ft² 13/F C 1,942 ft² 14/F A 1,943 ft² 14/F B 1,940 ft² 14/F C 1,942 ft² 15/F A 1,943 ft² 16/F A 1,943 ft² 16/F B 1,940 ft² 16/F C 1,942 ft² 17/F A 1,943 ft² 17/F B 1,940 ft² 17/F C 1,942 ft² 19/F A 1,943 ft² 19/F B 1,940 ft² 19/F C 1,942 ft² 20/F B 1,940 ft² 20/F C 1,942 ft² 22/F B 1,940 ft² 22/F C 1,942 ft² 23/F A 1,943 ft² 23/F B 1,940 ft² 24/F A 1,943 ft² 24/F B 1,940 ft² 24/F C 1,942 ft² 25/F A 1,943 ft² 25/F B 1,940 ft² 25/F C 1,942 ft² 27/F A 3,099 ft² 27/F B 1,940 ft² 27/F C 1,942 ft² 28/F C 1,942 ft² 29/F C 1,942 ft² 30/F C 1,942 ft²
Crescira AVM · estimated value ● Medium confidence
HK$50.81M
≈ HK$26,188 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.24M, with repayments around HK$172,359/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$162,188
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$167,233
−HK$5,126/mo
Today · 4.125%
HK$172,359
baseline
▲ 0.50% · 4.625%
HK$182,846
+HK$10,487/mo

Deposit HK$15.24M · loan HK$35.56M · min. income ≈ HK$344,718/mo (50% DSR)

Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$2,159,218 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Central
≈ 12 min walk · 898 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
27
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,940 Saleable ft²
Gross Area
2,567 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2007-01-26 HK$23.60M +60.0%
2001-06-05 HK$14.75M —

Other appraised units in this building

5/F A
1,943 ft²
HK$51.00M
5/F B
1,940 ft²
HK$50.85M
6/F A
1,943 ft²
HK$51.87M
6/F B
1,940 ft²
HK$51.72M
6/F C
1,942 ft²
HK$51.67M
7/F A
1,943 ft²
HK$53.56M
Data sourced from Renavon.com