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Crescira AVM · estimated value ● Medium confidence
HK$54.33M
≈ HK$27,976 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.30M, with repayments around HK$184,317/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$173,441
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$178,836
−HK$5,481/mo
Today · 4.125%
HK$184,317
baseline
▲ 0.50% · 4.625%
HK$195,532
+HK$11,215/mo

Deposit HK$16.30M · loan HK$38.03M · min. income ≈ HK$368,634/mo (50% DSR)

Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$2,309,024 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
C
Saleable Area
1,942 ft²
Gross Area
2,586 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-03-19 HK$57.50M +28.3%
3.0y
2017-03-02 HK$44.80M +174.8%
17.8y
1999-06-15 HK$16.30M −13.3%
2.6y
1996-11-26 HK$18.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 12 min walk · 903 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
28
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building