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Crescira AVM · estimated value ● Medium confidence
HK$55.97M
≈ HK$27,424 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.79M, with repayments around HK$189,886/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$178,681
−HK$11,205/mo
▼ 0.25% · 3.875%
HK$184,239
−HK$5,647/mo
Today · 4.125%
HK$189,886
baseline
▲ 0.50% · 4.625%
HK$201,440
+HK$11,554/mo

Deposit HK$16.79M · loan HK$39.18M · min. income ≈ HK$379,772/mo (50% DSR)

Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,378,786 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
B
Saleable Area
2,041 ft²
Gross Area
2,565 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-07-08 HK$68.00M +44.7%
8.7y
2012-11-14 HK$47.00M +241.4%
9.6y
2003-04-10 HK$13.77M +2.0%
4.1y
1999-03-13 HK$13.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building