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Crescira AVM · estimated value ● Medium confidence
HK$59.95M
≈ HK$29,374 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.99M, with repayments around HK$203,388/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$191,387
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$197,340
−HK$6,048/mo
Today · 4.125%
HK$203,388
baseline
▲ 0.50% · 4.625%
HK$215,764
+HK$12,376/mo

Deposit HK$17.99M · loan HK$41.97M · min. income ≈ HK$406,776/mo (50% DSR)

Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,937 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
29/F
Flat
A
Saleable Area
2,041 ft²
Gross Area
2,565 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-02-12 HK$53.00M −19.7%
9.5y
2015-07-30 HK$66.00M +288.2%
16.7y
1998-12-11 HK$17.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building