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Home Central and Western District CENTURY TOWER TOWER 1

28/F A

in CENTURY TOWER TOWER 1

Central and Western District · Hong Kong Island

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P/H NO. 1 (EAST) 4,166 ft² 1/F A 1,880 ft² 1/F B 1,682 ft² 2/F A 2,041 ft² 2/F B 2,041 ft² 3/F A 2,041 ft² 3/F B 2,041 ft² 4/F A 2,041 ft² 4/F B 2,041 ft² 5/F A 2,041 ft² 5/F B 2,041 ft² 6/F A 2,041 ft² 6/F B 2,041 ft² 7/F A 2,041 ft² 7/F B 2,041 ft² 8/F A 2,041 ft² 8/F B 2,041 ft² 9/F B 2,041 ft² 10/F A 2,041 ft² 10/F B 2,041 ft² 11/F A 2,041 ft² 11/F B 2,041 ft² 12/F A 2,041 ft² 12/F B 2,041 ft² 14/F A 2,041 ft² 14/F B 2,041 ft² 15/F A 2,041 ft² 15/F B 2,041 ft² 16/F A 2,041 ft² 16/F B 2,041 ft² 17/F A 2,041 ft² 17/F B 2,041 ft² 18/F A 2,041 ft² 18/F B 2,041 ft² 19/F A 2,041 ft² 19/F B 2,041 ft² 20/F A 2,041 ft² 20/F B 2,041 ft² 21/F A 2,041 ft² 21/F B 2,041 ft² 22/F A 2,041 ft² 22/F B 2,041 ft² 23/F A 2,041 ft² 23/F B 2,041 ft² 24/F A 2,041 ft² 24/F B 2,041 ft² 25/F A 2,041 ft² 25/F B 2,041 ft² 26/F A 2,041 ft² 26/F B 2,041 ft² 28/F A 2,041 ft² 28/F B 2,041 ft² 29/F A 2,041 ft² 29/F B 2,041 ft² 30/F A 2,041 ft² 30/F B 2,041 ft²
Crescira AVM · estimated value ● Medium confidence
HK$63.75M
≈ HK$31,234 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.12M, with repayments around HK$216,274/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$203,512
−HK$12,762/mo
▼ 0.25% · 3.875%
HK$209,842
−HK$6,432/mo
Today · 4.125%
HK$216,274
baseline
▲ 0.50% · 4.625%
HK$229,433
+HK$13,159/mo

Deposit HK$19.12M · loan HK$44.62M · min. income ≈ HK$432,548/mo (50% DSR)

Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Central
≈ 13 min walk · 981 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
21
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
A
Saleable Area
2,041 Saleable ft²
Gross Area
2,565 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2004-09-25 HK$20.68M +16.5%
1998-12-29 HK$17.75M —

Other appraised units in this building

P/H NO. 1 (EAST)
4,166 ft²
HK$156.18M
1/F A
1,880 ft²
HK$51.83M
1/F B
1,682 ft²
HK$43.63M
2/F A
2,041 ft²
HK$58.27M
2/F B
2,041 ft²
HK$58.15M
3/F A
2,041 ft²
HK$58.71M
Data sourced from Renavon.com