Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$373K, with repayments around HK$16,273/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$373K · loan HK$3.36M · min. income ≈ HK$32,546/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-02 | HK$4.00M | −16.7% 6.6y |
| 2019-12-13 | HK$4.80M | +200.0% 9.9y · 20.0%/yr |
| 2010-01-26 | HK$1.60M | +8.8% |
| 2009-11-18 | HK$1.47M | +11.4% |
| 2008-03-27 | HK$1.32M | +32.0% |
| 2001-02-10 | HK$1.00M | — |