Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,114/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,780 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 419 ft²
- Efficiency
- 77%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-19 | HK$4.88M | −29.1% 3.3y · −9.0%/yr |
| 2021-05-07 | HK$6.88M | +90.6% 9.1y · 10.0%/yr |
| 2012-04-12 | HK$3.61M | +114.9% |
| 2007-11-09 | HK$1.68M | −32.0% |
| 1997-06-11 | HK$2.47M | +61.4% |
| 1995-11-23 | HK$1.53M | — |