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At today's rate and a 90% mortgage, the deposit on this unit is about HK$461K, with repayments around HK$20,112/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,224/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$78,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-08 | HK$6.20M | +58.2% 4.6y · 13.0%/yr |
| 2016-04-28 | HK$3.92M | +190.4% 9.2y · 21.0%/yr |
| 2007-02-15 | HK$1.35M | −24.6% |
| 1997-02-27 | HK$1.79M | +12.6% |
| 1996-11-13 | HK$1.59M | — |