Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,932/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,864/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-26 | HK$4.92M | +78.9% 10.6y · 7.0%/yr |
| 2011-06-24 | HK$2.75M | +56.2% |
| 2010-05-11 | HK$1.76M | +18.1% |
| 2009-09-28 | HK$1.49M | +30.7% |
| 2007-06-28 | HK$1.14M | −41.5% |
| 1997-07-16 | HK$1.95M | +9.6% |
| 1997-05-01 | HK$1.78M | +56.1% |
| 1995-12-14 | HK$1.14M | — |