Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,898/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,796/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$20,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 366 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-12 | HK$5.75M | +61.5% 4.0y · 16.0%/yr |
| 2016-08-25 | HK$3.56M | +138.9% 8.8y · 16.0%/yr |
| 2007-11-07 | HK$1.49M | +4.9% |
| 2007-09-11 | HK$1.42M | +23.5% |
| 2001-06-23 | HK$1.15M | +5.5% |
| 2000-09-27 | HK$1.09M | −48.1% |
| 1997-11-14 | HK$2.10M | +47.9% |
| 1996-02-06 | HK$1.42M | — |