41/F E
in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 1
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.43M, with repayments around HK$140,535/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$12.43M · loan HK$29.00M · min. income ≈ HK$281,070/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 58 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 41/F
- Flat
- E
- Saleable Area
- 1,447 Saleable ft²
- Gross Area
- 1,831 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-02 | HK$36.00M | −21.7% 5.0y · −4.0%/yr |
| 2019-11-25 | HK$46.00M | +155.6% 12.0y · 13.0%/yr |
| 2007-12-07 | HK$18.00M | +38.5% |
| 2005-05-10 | HK$13.00M | +20.7% |
| 2002-01-29 | HK$10.77M | — |