39/F D
in The Belcher's Phase 1 The Belchers Phase 1 Tower 1
Central and Western District · Hong Kong Island
Switch unit
Floor
11/F A
889 ft²
11/F B
762 ft²
11/F D
889 ft²
11/F E
1,413 ft²
11/F F
1,217 ft²
11/F G
1,217 ft²
11/F H
1,413 ft²
11/F C
762 ft²
12/F A
889 ft²
12/F B
762 ft²
12/F C
762 ft²
12/F G
1,246 ft²
12/F H
1,413 ft²
12/F D
889 ft²
12/F E
1,413 ft²
12/F F
1,217 ft²
13/F A
889 ft²
13/F B
762 ft²
13/F C
762 ft²
13/F E
1,413 ft²
13/F F
1,217 ft²
13/F G
1,217 ft²
13/F H
1,413 ft²
13/F D
889 ft²
15/F A
889 ft²
15/F B
762 ft²
15/F D
889 ft²
15/F E
1,413 ft²
15/F F
1,217 ft²
15/F H
1,413 ft²
15/F C
762 ft²
15/F G
1,217 ft²
16/F A
889 ft²
16/F D
889 ft²
16/F E
1,413 ft²
16/F F
1,217 ft²
16/F H
1,413 ft²
16/F B
762 ft²
16/F C
762 ft²
16/F G
1,217 ft²
17/F A
889 ft²
17/F B
762 ft²
17/F F
1,217 ft²
17/F G
1,217 ft²
17/F C
762 ft²
17/F D
889 ft²
17/F E
1,413 ft²
17/F H
1,413 ft²
18/F A
889 ft²
18/F B
762 ft²
18/F D
889 ft²
18/F E
1,413 ft²
18/F F
1,217 ft²
18/F G
1,217 ft²
18/F C
762 ft²
18/F H
1,413 ft²
19/F A
889 ft²
19/F B
762 ft²
19/F C
762 ft²
19/F D
889 ft²
19/F E
1,413 ft²
19/F G
1,217 ft²
19/F H
1,413 ft²
19/F F
1,217 ft²
20/F A
889 ft²
20/F C
762 ft²
20/F D
889 ft²
20/F G
1,217 ft²
20/F B
762 ft²
20/F E
1,413 ft²
20/F F
1,217 ft²
20/F H
1,413 ft²
21/F A
889 ft²
21/F B
762 ft²
21/F D
889 ft²
21/F E
1,413 ft²
21/F G
1,217 ft²
21/F H
1,413 ft²
21/F C
762 ft²
21/F F
1,217 ft²
22/F B
762 ft²
22/F C
762 ft²
22/F D
889 ft²
22/F E
1,413 ft²
22/F F
1,217 ft²
22/F G
1,217 ft²
22/F H
1,413 ft²
22/F A
889 ft²
23/F A
893 ft²
23/F B
766 ft²
23/F C
766 ft²
23/F D
893 ft²
23/F E
1,420 ft²
23/F F
1,221 ft²
23/F H
1,420 ft²
23/F G
1,221 ft²
25/F A
893 ft²
25/F B
764 ft²
25/F C
766 ft²
25/F D
893 ft²
25/F F
1,221 ft²
25/F G
1,221 ft²
25/F H
1,420 ft²
25/F E
1,420 ft²
26/F A
893 ft²
26/F B
766 ft²
26/F C
766 ft²
26/F D
893 ft²
26/F E
1,420 ft²
26/F F
1,221 ft²
26/F H
1,420 ft²
26/F G
1,221 ft²
27/F A
893 ft²
27/F B
766 ft²
27/F C
766 ft²
27/F D
893 ft²
27/F F
1,221 ft²
27/F G
1,221 ft²
27/F H
1,420 ft²
27/F E
1,420 ft²
28/F A
893 ft²
28/F B
766 ft²
28/F C
766 ft²
28/F D
893 ft²
28/F H
1,420 ft²
28/F E
1,420 ft²
28/F F
1,221 ft²
28/F G
1,221 ft²
29/F A
893 ft²
29/F B
766 ft²
29/F C
766 ft²
29/F D
893 ft²
29/F F
1,221 ft²
29/F G
1,221 ft²
29/F E
1,420 ft²
29/F H
1,420 ft²
30/F B
766 ft²
30/F C
766 ft²
30/F D
893 ft²
30/F E
1,420 ft²
30/F G
1,221 ft²
30/F A
893 ft²
30/F F
1,221 ft²
30/F H
1,420 ft²
31/F C
766 ft²
31/F D
893 ft²
31/F E
1,439 ft²
31/F G
1,241 ft²
31/F H
1,439 ft²
31/F A
893 ft²
31/F B
766 ft²
31/F F
1,241 ft²
32/F A
893 ft²
32/F B
766 ft²
32/F D
893 ft²
32/F E
1,439 ft²
32/F F
1,241 ft²
32/F G
1,241 ft²
32/F H
1,439 ft²
32/F C
766 ft²
33/F A
893 ft²
33/F B
766 ft²
33/F C
766 ft²
33/F D
893 ft²
33/F E
1,439 ft²
33/F F
1,241 ft²
33/F G
1,241 ft²
33/F H
1,439 ft²
35/F C
766 ft²
35/F D
893 ft²
35/F E
1,439 ft²
35/F F
1,241 ft²
35/F H
1,439 ft²
35/F A
893 ft²
35/F B
766 ft²
35/F G
1,241 ft²
36/F A
893 ft²
36/F C
766 ft²
36/F D
893 ft²
36/F E
1,439 ft²
36/F H
1,439 ft²
36/F B
766 ft²
36/F F
1,241 ft²
36/F G
1,241 ft²
37/F A
893 ft²
37/F B
766 ft²
37/F D
893 ft²
37/F E
1,439 ft²
37/F F
1,241 ft²
37/F G
1,241 ft²
37/F H
1,439 ft²
37/F C
766 ft²
38/F B
772 ft²
38/F D
898 ft²
38/F F
1,244 ft²
38/F G
1,244 ft²
38/F H
1,447 ft²
38/F A
898 ft²
38/F C
772 ft²
38/F E
1,447 ft²
39/F C
772 ft²
39/F E
1,447 ft²
39/F F
1,244 ft²
39/F G
1,244 ft²
39/F H
1,447 ft²
39/F A
898 ft²
39/F B
772 ft²
39/F D
898 ft²
40/F A
898 ft²
40/F B
772 ft²
40/F C
772 ft²
40/F D
898 ft²
40/F E
1,447 ft²
40/F F
1,244 ft²
40/F G
1,244 ft²
41/F A
898 ft²
41/F C
772 ft²
41/F D
898 ft²
41/F F
1,244 ft²
41/F G
1,244 ft²
41/F H
1,447 ft²
41/F B
772 ft²
41/F E
1,447 ft²
42/F B
772 ft²
42/F D
898 ft²
42/F E
1,447 ft²
42/F F
1,244 ft²
42/F A
898 ft²
42/F C
772 ft²
42/F G
1,244 ft²
42/F H
1,447 ft²
43/F A
898 ft²
43/F B
772 ft²
43/F D
898 ft²
43/F E
1,447 ft²
43/F G
1,244 ft²
43/F H
1,447 ft²
43/F C
772 ft²
43/F F
1,244 ft²
45/F F
1,244 ft²
45/F G
1,244 ft²
45/F H
1,447 ft²
45/F A
898 ft²
45/F B
772 ft²
45/F C
772 ft²
45/F D
898 ft²
45/F E
1,447 ft²
46/F C
772 ft²
46/F D
898 ft²
46/F E
1,447 ft²
46/F F
1,244 ft²
46/F G
1,244 ft²
46/F A
898 ft²
46/F B
772 ft²
46/F H
1,447 ft²
47/F A
898 ft²
47/F B
772 ft²
47/F D
898 ft²
47/F G
1,244 ft²
47/F H
1,447 ft²
47/F C
772 ft²
47/F E
1,447 ft²
47/F F
1,244 ft²
48/F A
898 ft²
48/F B
772 ft²
48/F D
898 ft²
48/F E
1,447 ft²
48/F F
1,244 ft²
48/F G
1,244 ft²
48/F H
1,447 ft²
48/F C
772 ft²
49/F A
898 ft²
49/F C
772 ft²
49/F D
898 ft²
49/F E
1,447 ft²
49/F F
1,244 ft²
49/F G
1,244 ft²
49/F B
772 ft²
49/F H
1,447 ft²
50/F A
898 ft²
50/F B
772 ft²
50/F C
772 ft²
50/F E
1,447 ft²
50/F D
898 ft²
50/F F
1,244 ft²
50/F G
1,244 ft²
50/F H
1,447 ft²
51/F B
772 ft²
51/F C
772 ft²
51/F E
1,447 ft²
51/F F
1,244 ft²
51/F G
1,244 ft²
51/F A
898 ft²
51/F D
898 ft²
51/F H
1,447 ft²
52/F A
898 ft²
52/F B
772 ft²
52/F C
772 ft²
52/F D
898 ft²
52/F F
1,244 ft²
52/F G
1,244 ft²
52/F E
1,447 ft²
52/F H
1,447 ft²
53/F A
899 ft²
53/F B
773 ft²
53/F D
899 ft²
53/F E
1,448 ft²
53/F G
1,245 ft²
53/F H
1,448 ft²
53/F C
773 ft²
53/F F
1,245 ft²
55/F A
899 ft²
55/F C
773 ft²
55/F D
899 ft²
55/F E
1,448 ft²
55/F G
1,245 ft²
55/F H
1,448 ft²
55/F B
773 ft²
55/F F
1,245 ft²
56/F C
773 ft²
56/F D
899 ft²
56/F E
1,448 ft²
56/F F
1,245 ft²
56/F H
1,448 ft²
56/F A
899 ft²
56/F B
773 ft²
56/F G
1,245 ft²
57/F A
899 ft²
57/F B
773 ft²
57/F C
773 ft²
57/F D
899 ft²
57/F F
1,245 ft²
57/F G
1,245 ft²
57/F H
1,448 ft²
57/F E
1,448 ft²
58/F A
899 ft²
58/F B
773 ft²
58/F C
773 ft²
58/F E
1,448 ft²
58/F G
1,245 ft²
58/F H
1,448 ft²
58/F D
899 ft²
58/F F
1,245 ft²
59/F A
899 ft²
59/F B
773 ft²
59/F C
773 ft²
59/F E
1,448 ft²
59/F F
1,245 ft²
59/F G
1,245 ft²
59/F H
1,448 ft²
59/F D
899 ft²
60/F A
899 ft²
60/F B
773 ft²
60/F D
899 ft²
60/F E
1,448 ft²
60/F F
1,245 ft²
60/F G
1,245 ft²
60/F C
773 ft²
60/F H
1,448 ft²
61/F B
773 ft²
61/F C
773 ft²
61/F D
899 ft²
61/F F
61/F G
2,692 ft²
61/F A
899 ft²
Crescira AVM · estimated value
● Medium confidence
HK$21.45M
≈ HK$23,882 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.43M, with repayments around HK$72,756/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$68,463
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,593
−HK$2,163/mo
Today · 4.125%
HK$72,756
baseline
▲ 0.50% · 4.625%
HK$77,183
+HK$4,427/mo
Deposit HK$6.43M · loan HK$15.01M · min. income ≈ HK$145,512/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$894,588 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 39/F
- Flat
- D
- Saleable Area
- 898 ft²
- Gross Area
- 1,147 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-10 | HK$24.90M | +191.6% 19.8y |
| 1999-06-29 | HK$8.54M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
HKU
≈ 3 min walk · 239 m
Education
35
schools within 1 km (19 within 500 m)
Daily convenience
37
within 1 km (19 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km
Excellent connectivity — about 3 min walk to HKU Station (a rail station within an 8-min walk earns this label).
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com