45/F A

in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 1

Central and Western District · Hong Kong Island

Switch unit

Floor

11/F A 889 ft² 11/F B 762 ft² 11/F C 762 ft² 11/F D 889 ft² 11/F E 1,413 ft² 11/F F 1,217 ft² 11/F G 1,217 ft² 11/F H 1,413 ft² 12/F A 889 ft² 12/F B 762 ft² 12/F C 762 ft² 12/F D 889 ft² 12/F E 1,413 ft² 12/F F 1,217 ft² 12/F G 1,246 ft² 12/F H 1,413 ft² 13/F A 889 ft² 13/F B 762 ft² 13/F C 762 ft² 13/F D 889 ft² 13/F E 1,413 ft² 13/F F 1,217 ft² 13/F G 1,217 ft² 13/F H 1,413 ft² 15/F A 889 ft² 15/F B 762 ft² 15/F C 762 ft² 15/F D 889 ft² 15/F E 1,413 ft² 15/F F 1,217 ft² 15/F G 1,217 ft² 15/F H 1,413 ft² 16/F A 889 ft² 16/F B 762 ft² 16/F C 762 ft² 16/F D 889 ft² 16/F E 1,413 ft² 16/F F 1,217 ft² 16/F G 1,217 ft² 16/F H 1,413 ft² 17/F A 889 ft² 17/F B 762 ft² 17/F C 762 ft² 17/F D 889 ft² 17/F E 1,413 ft² 17/F F 1,217 ft² 17/F G 1,217 ft² 17/F H 1,413 ft² 18/F A 889 ft² 18/F B 762 ft² 18/F C 762 ft² 18/F D 889 ft² 18/F E 1,413 ft² 18/F F 1,217 ft² 18/F G 1,217 ft² 18/F H 1,413 ft² 19/F A 889 ft² 19/F B 762 ft² 19/F C 762 ft² 19/F D 889 ft² 19/F E 1,413 ft² 19/F F 1,217 ft² 19/F G 1,217 ft² 19/F H 1,413 ft² 20/F A 889 ft² 20/F B 762 ft² 20/F C 762 ft² 20/F D 889 ft² 20/F E 1,413 ft² 20/F F 1,217 ft² 20/F G 1,217 ft² 20/F H 1,413 ft² 21/F A 889 ft² 21/F B 762 ft² 21/F C 762 ft² 21/F D 889 ft² 21/F E 1,413 ft² 21/F F 1,217 ft² 21/F G 1,217 ft² 21/F H 1,413 ft² 22/F A 889 ft² 22/F B 762 ft² 22/F C 762 ft² 22/F D 889 ft² 22/F E 1,413 ft² 22/F F 1,217 ft² 22/F G 1,217 ft² 22/F H 1,413 ft² 23/F A 893 ft² 23/F B 766 ft² 23/F C 766 ft² 23/F D 893 ft² 23/F E 1,420 ft² 23/F F 1,221 ft² 23/F G 1,221 ft² 23/F H 1,420 ft² 25/F A 893 ft² 25/F B 764 ft² 25/F C 766 ft² 25/F D 893 ft² 25/F E 1,420 ft² 25/F F 1,221 ft² 25/F G 1,221 ft² 25/F H 1,420 ft² 26/F A 893 ft² 26/F B 766 ft² 26/F C 766 ft² 26/F D 893 ft² 26/F E 1,420 ft² 26/F F 1,221 ft² 26/F G 1,221 ft² 26/F H 1,420 ft² 27/F A 893 ft² 27/F B 766 ft² 27/F C 766 ft² 27/F D 893 ft² 27/F E 1,420 ft² 27/F F 1,221 ft² 27/F G 1,221 ft² 27/F H 1,420 ft² 28/F A 893 ft² 28/F B 766 ft² 28/F C 766 ft² 28/F D 893 ft² 28/F E 1,420 ft² 28/F F 1,221 ft² 28/F G 1,221 ft² 28/F H 1,420 ft² 29/F A 893 ft² 29/F B 766 ft² 29/F C 766 ft² 29/F D 893 ft² 29/F E 1,420 ft² 29/F F 1,221 ft² 29/F G 1,221 ft² 29/F H 1,420 ft² 30/F A 893 ft² 30/F B 766 ft² 30/F C 766 ft² 30/F D 893 ft² 30/F E 1,420 ft² 30/F F 1,221 ft² 30/F G 1,221 ft² 30/F H 1,420 ft² 31/F A 893 ft² 31/F B 766 ft² 31/F C 766 ft² 31/F D 893 ft² 31/F E 1,439 ft² 31/F F 1,241 ft² 31/F G 1,241 ft² 31/F H 1,439 ft² 32/F A 893 ft² 32/F B 766 ft² 32/F C 766 ft² 32/F D 893 ft² 32/F E 1,439 ft² 32/F F 1,241 ft² 32/F G 1,241 ft² 32/F H 1,439 ft² 33/F A 893 ft² 33/F B 766 ft² 33/F C 766 ft² 33/F D 893 ft² 33/F E 1,439 ft² 33/F F 1,241 ft² 33/F G 1,241 ft² 33/F H 1,439 ft² 35/F A 893 ft² 35/F B 766 ft² 35/F C 766 ft² 35/F D 893 ft² 35/F E 1,439 ft² 35/F F 1,241 ft² 35/F G 1,241 ft² 35/F H 1,439 ft² 36/F A 893 ft² 36/F B 766 ft² 36/F C 766 ft² 36/F D 893 ft² 36/F E 1,439 ft² 36/F F 1,241 ft² 36/F G 1,241 ft² 36/F H 1,439 ft² 37/F A 893 ft² 37/F B 766 ft² 37/F C 766 ft² 37/F D 893 ft² 37/F E 1,439 ft² 37/F F 1,241 ft² 37/F G 1,241 ft² 37/F H 1,439 ft² 38/F A 898 ft² 38/F B 772 ft² 38/F C 772 ft² 38/F D 898 ft² 38/F E 1,447 ft² 38/F F 1,244 ft² 38/F G 1,244 ft² 38/F H 1,447 ft² 39/F A 898 ft² 39/F B 772 ft² 39/F C 772 ft² 39/F D 898 ft² 39/F E 1,447 ft² 39/F F 1,244 ft² 39/F G 1,244 ft² 39/F H 1,447 ft² 40/F A 898 ft² 40/F B 772 ft² 40/F C 772 ft² 40/F D 898 ft² 40/F E 1,447 ft² 40/F F 1,244 ft² 40/F G 1,244 ft² 41/F A 898 ft² 41/F B 772 ft² 41/F C 772 ft² 41/F D 898 ft² 41/F E 1,447 ft² 41/F F 1,244 ft² 41/F G 1,244 ft² 41/F H 1,447 ft² 42/F A 898 ft² 42/F B 772 ft² 42/F C 772 ft² 42/F D 898 ft² 42/F E 1,447 ft² 42/F F 1,244 ft² 42/F G 1,244 ft² 42/F H 1,447 ft² 43/F A 898 ft² 43/F B 772 ft² 43/F C 772 ft² 43/F D 898 ft² 43/F E 1,447 ft² 43/F F 1,244 ft² 43/F G 1,244 ft² 43/F H 1,447 ft² 45/F A 898 ft² 45/F B 772 ft² 45/F C 772 ft² 45/F D 898 ft² 45/F E 1,447 ft² 45/F F 1,244 ft² 45/F G 1,244 ft² 45/F H 1,447 ft² 46/F B 772 ft² 46/F C 772 ft² 46/F D 898 ft² 46/F E 1,447 ft² 46/F F 1,244 ft² 46/F G 1,244 ft² 46/F H 1,447 ft² 46/F A 898 ft² 47/F A 898 ft² 47/F B 772 ft² 47/F C 772 ft² 47/F D 898 ft² 47/F E 1,447 ft² 47/F F 1,244 ft² 47/F G 1,244 ft² 47/F H 1,447 ft² 48/F A 898 ft² 48/F B 772 ft² 48/F C 772 ft² 48/F D 898 ft² 48/F E 1,447 ft² 48/F F 1,244 ft² 48/F G 1,244 ft² 48/F H 1,447 ft² 49/F A 898 ft² 49/F B 772 ft² 49/F C 772 ft² 49/F D 898 ft² 49/F E 1,447 ft² 49/F F 1,244 ft² 49/F G 1,244 ft² 49/F H 1,447 ft² 50/F A 898 ft² 50/F B 772 ft² 50/F C 772 ft² 50/F D 898 ft² 50/F E 1,447 ft² 50/F F 1,244 ft² 50/F G 1,244 ft² 50/F H 1,447 ft² 51/F A 898 ft² 51/F B 772 ft² 51/F C 772 ft² 51/F D 898 ft² 51/F E 1,447 ft² 51/F F 1,244 ft² 51/F G 1,244 ft² 51/F H 1,447 ft² 52/F A 898 ft² 52/F B 772 ft² 52/F C 772 ft² 52/F D 898 ft² 52/F E 1,447 ft² 52/F F 1,244 ft² 52/F G 1,244 ft² 52/F H 1,447 ft² 53/F A 899 ft² 53/F B 773 ft² 53/F C 773 ft² 53/F D 899 ft² 53/F E 1,448 ft² 53/F F 1,245 ft² 53/F G 1,245 ft² 53/F H 1,448 ft² 55/F A 899 ft² 55/F B 773 ft² 55/F C 773 ft² 55/F D 899 ft² 55/F E 1,448 ft² 55/F F 1,245 ft² 55/F G 1,245 ft² 55/F H 1,448 ft² 56/F A 899 ft² 56/F B 773 ft² 56/F C 773 ft² 56/F D 899 ft² 56/F E 1,448 ft² 56/F F 1,245 ft² 56/F G 1,245 ft² 56/F H 1,448 ft² 57/F A 899 ft² 57/F B 773 ft² 57/F C 773 ft² 57/F D 899 ft² 57/F E 1,448 ft² 57/F F 1,245 ft² 57/F G 1,245 ft² 57/F H 1,448 ft² 58/F A 899 ft² 58/F B 773 ft² 58/F C 773 ft² 58/F D 899 ft² 58/F E 1,448 ft² 58/F F 1,245 ft² 58/F G 1,245 ft² 58/F H 1,448 ft² 59/F A 899 ft² 59/F B 773 ft² 59/F C 773 ft² 59/F D 899 ft² 59/F E 1,448 ft² 59/F F 1,245 ft² 59/F G 1,245 ft² 59/F H 1,448 ft² 60/F A 899 ft² 60/F B 773 ft² 60/F C 773 ft² 60/F D 899 ft² 60/F E 1,448 ft² 60/F F 1,245 ft² 60/F G 1,245 ft² 60/F H 1,448 ft² 61/F A 899 ft² 61/F B 773 ft² 61/F C 773 ft² 61/F D 899 ft² 61/F F 61/F G 2,692 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$23.17M

≈ HK$25,805 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.95M, with repayments around HK$78,616/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$73,977

−HK$4,639/mo

▼ 0.25% · 3.875%

HK$76,278

−HK$2,338/mo

Today · 4.125%

HK$78,616

baseline

▲ 0.50% · 4.625%

HK$83,399

+HK$4,783/mo

Deposit HK$6.95M · loan HK$16.22M · min. income ≈ HK$157,232/mo (50% DSR)

Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$984,854 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 4 min walk · 304 m

Education

schools within 1 km (23 within 500 m)

Daily convenience

within 1 km (26 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 45/F
Flat: A
Saleable Area: 898 Saleable ft²
Gross Area: 1,147 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-10-21	HK$19.38M	+65.6% 15.3y · 4.0%/yr	HK$21,581	HK$16,896
2010-07-09	HK$11.70M	+30.0%	HK$13,029	HK$10,200
2007-11-02	HK$9.00M	+14.6%	HK$10,022	HK$7,847
1999-06-29	HK$7.85M	—	HK$8,742	HK$6,844