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Crescira AVM · estimated value Medium confidence
HK$23.94M
≈ HK$22,910 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.18M, with repayments around HK$81,221/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,428
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,805
−HK$2,416/mo
Today · 4.125%
HK$81,221
baseline
▲ 0.50% · 4.625%
HK$86,163
+HK$4,942/mo

Deposit HK$7.18M · loan HK$16.76M · min. income ≈ HK$162,442/mo (50% DSR)

Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,490 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
23
Saleable Area
1,045 ft²
Gross Area
1,308 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2016-04-25 HK$22.80M +118.2%
10.0y
2006-04-25 HK$10.45M +49.3%
2002-03-22 HK$7.00M −62.8%
1997-06-19 HK$18.80M +30.7%
1996-12-05 HK$14.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 36 min walk · 2,810 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com