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Crescira AVM · estimated value Medium confidence
HK$23.51M
≈ HK$23,487 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.05M, with repayments around HK$79,761/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$75,055
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,389
−HK$2,372/mo
Today · 4.125%
HK$79,761
baseline
▲ 0.50% · 4.625%
HK$84,615
+HK$4,854/mo

Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,522/mo (50% DSR)

Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,208 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
25
Saleable Area
1,001 ft²
Gross Area
1,259 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-05-10 HK$27.20M +19.9%
7.2y
2017-03-21 HK$22.68M +35.0%
6.1y
2011-03-02 HK$16.80M +63.1%
2006-12-15 HK$10.30M −28.4%
1996-12-11 HK$14.38M +41.0%
1996-02-10 HK$10.20M +14.0%
1995-08-10 HK$8.95M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 36 min walk · 2,810 m
(quite far — consider other transport options)
Education
1
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com